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How it works

Your wallet and your payments, in one place

ChatFi is a non-custodial wallet linked to ChatFi Pay, so you can hold your money, send it, and get paid from one app.

Non-custodial: your keys stay on your device and only you control your money.
Linked to ChatFi Pay, so customers can pay you in Naira or USDC.
01

Create your wallet

Set up a wallet in under a minute. Your private key is stored only on your device. ChatFi never sees it or holds it, so your funds stay yours alone.

02

Add money

Buy USDC in the app or receive it from another wallet. USDC is a digital dollar, so your balance stays steady while the Naira moves.

03

Get paid with ChatFi Pay

OPTIONAL

Selling something? Open a store at yourname.chatfi.pro and share the link on WhatsApp or Instagram. Customers can pay you in Naira or USDC at checkout.

04

Trade when you want to

OPTIONAL

Trade stocks onchain, plus meme coins and other tokens on Solana, straight from your wallet balance. There is no separate exchange account to fund.